Definition: "Delta Dental Insurance" refers to a type of health care plan that reimburses dental expenses out-of-pocket, rather than paying for the entire bill at once or deducting a fee from your earnings. Delta Dental plans are typically offered by major insurance companies such as Blue Cross and Blue Shield (BCBS) and can be purchased online or over the phone. The term "delta" comes from the Greek word meaning "change," indicating that the plan offers flexible coverage options based on your specific needs and budget, rather than being tied to a fixed amount of out-of-pocket costs. Delta Dental plans are typically known for their high deductibles (deductible amounts) and annual maximum limits. The term "delta" refers to the word "delta" in American English, which is derived from the Greek word meaning "change," indicating that the plan offers flexible coverage options based on your specific needs and budget, rather than being tied to a fixed amount of out-of-pocket costs. The delta represents the difference between the price you pay for a dental visit versus what you can afford to pay in total. In summary, Delta Dental Insurance is a type of health care plan that reimburses dental expenses out-of-pocket rather than paying for the entire bill at once or deducting a fee from your earnings. It's offered by major insurance companies such as Blue Cross and Blue Shield (BCBS) and can be purchased online or over the phone. The term "delta" comes from the Greek word meaning "change," indicating that the plan offers flexible coverage options based on your specific needs and budget, rather than being tied to a fixed amount of out-of-pocket costs. Delta Dental Insurance is known for its high deductible (deductible amounts) and annual maximum limits, which are designed to provide more flexibility in covering dental expenses.
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